Compare our products

On this page, you’ll find a summary of what you’re covered for in each of our products, helping you to work out exactly which level of cover is right for you.
 

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Our product types

We offer comprehensive or third party, fire & theft policy types, with a variety of products that offer a number of different add-ons and benefits.


Comprehensive Third Party, Fire & Theft
Product Comparison
1st CENTRAL Value 1st CENTRAL Connect 1st CENTRAL Online 1st CENTRAL 1st CENTRAL Legal 1st CENTRAL Plus 1st CENTRAL Premier
RAC Breakdown Cover RAC Breakdown Cover RAC Breakdown Cover RAC Breakdown Cover RAC Breakdown Cover RAC Breakdown Cover RAC Breakdown Cover RAC Breakdown Cover
Legal Expenses Cover Legal Expenses Cover Legal Expenses Cover Legal Expenses Cover Legal Expenses Cover Legal Expenses Cover Legal Expenses Cover Legal Expenses Cover
Courtesy car Courtesy car Courtesy car Courtesy car Courtesy car Courtesy car Courtesy car Courtesy car
Personal Accident Personal Accident Personal Accident Personal Accident Personal Accident Personal Accident Personal Accident Personal Accident
Key Assist Key Assist Key Assist Key Assist Key Assist Key Assist Key Assist Key Assist
Windscreen Windscreen Windscreen Windscreen Windscreen Windscreen Windscreen Windscreen
Third Party, Fire & Theft Third Party, Fire & Theft Third Party, Fire & Theft Third Party, Fire & Theft Third Party, Fire & Theft Third Party, Fire & Theft Third Party, Fire & Theft Third Party, Fire & Theft
Liability to others Liability to others Liability to others Liability to others Liability to others Liability to others Liability to others Liability to others
Medical expenses Medical expenses Medical expenses Medical expenses Medical expenses Medical expenses Medical expenses Medical expenses
No Claims Discount No Claims Discount No Claims Discount No Claims Discount No Claims Discount No Claims Discount No Claims Discount No Claims Discount
Driving abroad Driving abroad Driving abroad Driving abroad Driving abroad Driving abroad Driving abroad Driving abroad
Accidental damage Accidental damage Accidental damage Accidental damage Accidental damage Accidental damage Accidental damage Accidental damage
Product Comparison
1st CENTRAL Connect 1st CENTRAL Online 1st CENTRAL 1st CENTRAL Legal 1st CENTRAL Plus 1st CENTRAL Premier
RAC Breakdown Cover RAC Breakdown Cover RAC Breakdown Cover RAC Breakdown Cover RAC Breakdown Cover RAC Breakdown Cover RAC Breakdown Cover
Legal Expenses Cover Legal Expenses Cover Legal Expenses Cover Legal Expenses Cover Legal Expenses Cover Legal Expenses Cover Legal Expenses Cover
Courtesy car Courtesy car Courtesy car Courtesy car Courtesy car Courtesy car Courtesy car
Personal Accident Personal Accident Personal Accident Personal Accident Personal Accident Personal Accident Personal Accident
Key Assist Key Assist Key Assist Key Assist Key Assist Key Assist Key Assist
Windscreen Windscreen Windscreen Windscreen Windscreen Windscreen Windscreen
Third Party, Fire & Theft Third Party, Fire & Theft Third Party, Fire & Theft Third Party, Fire & Theft Third Party, Fire & Theft Third Party, Fire & Theft Third Party, Fire & Theft
Liability to others Liability to others Liability to others Liability to others Liability to others Liability to others Liability to others
Medical expenses Medical expenses Medical expenses Medical expenses Medical expenses Medical expenses Medical expenses
No Claims Discount No Claims Discount No Claims Discount No Claims Discount No Claims Discount No Claims Discount No Claims Discount
Driving abroad Driving abroad Driving abroad Driving abroad Driving abroad Driving abroad Driving abroad
Accidental damage Accidental damage Accidental damage Accidental damage Accidental damage Accidental damage Accidental damage

*1ST CENTRAL Connect is our telematics car insurance product and requires a sensor as well as the 1ST CENTRAL Connect app.

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Explore our product range

1st CENTRAL Value

This is our basic product which produces a lower premium for our customers.

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1st CENTRAL Connect

This is our telematics-based car insurance product. The safer you drive, the higher your score — and the better your discount.

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1st CENTRAL Online

This is our standard product where you manage and make changes to your policy via Your Account with no admin fees.

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1st CENTRAL

This is our standard product and includes the likes of Key Assist and Personal Accident Cover.

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1st CENTRAL Legal

This is one of our inclusive packages which includes Legal Expenses Cover.

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1st CENTRAL Plus

This is our standard product with an additional benefit of RAC Breakdown Cover.

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1st CENTRAL Premier

This is one of our most inclusive packages which includes RAC Breakdown Cover and Legal Expenses Cover.

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Don't just take our word for it

Our customers rate us as ‘Excellent’ on Trustpilot.