Accidental damage for home insurance explained
Our guide to home insurance accidental damage: what it covers, what it doesn’t, how it differs from property damage insurance, and when you need it.
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*Based on the average discount Multicar customers received through October 2024 - September 2025
**From January 1st 2025 to December 31st 2025, 10% of 1st Central customers paid £252.27 or less for their car insurance, excluding 1st Central Connect policyholders.