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Our car insurance has 
been rated 5 Star
by Defaqto

defaqto 5 star

Defaqto is an independent financial research company.

1ST CENTRAL Feefo reviews Our customers rate us   out of  *
*based on meta.count reviews from the past 12 months.

1ST CENTRAL car insurance  

Welcome to 1ST CENTRAL. We’re going to keep this simple because that’s what we’re good at. 

defaqto 5 star car insurance

We sell car insurance that has excellent levels of cover (as confirmed by Defaqto!) We’ve got smart people working hard in our pricing team to make sure you’re getting the best price possible, and a friendly UK Customer Services team who are here to help.

Our customers are always at the forefront of our minds, as we provide car insurance to over half a million people in the UK! However, it’s not just about selling policies, it’s also about being there for our customers when they need us.


What you'll get  

  • Manage your policy online 24/7
  • Free courtesy car when using our approved network for insured repairs
  • If you're hit by an uninsured driver and it's not your fault, you won't lose your No Claims Discount.
  • Drive other cars subject to eligibility
  • Up to £1,500 cover for lost or stolen keys
  • Up to £1,000 cover for in-car entertainment

Get a quote.

Insurance Document Wording


Win a £30 Amazon voucher

Each month, every customer who makes a change to their policy online will be entered into a draw to win 1 of 5 £30 Amazon gift cards. Terms and conditions

Make a change

Red car your account

Your new-look account is here!

We've been busy making lots of improvements to your account. Just sign in as usual to have a look at the new features and make changes to your policy.