Car insurance

At 1ST CENTRAL, we provide affordable car insurance with excellent levels of cover, alongside a range of benefits and optional extras designed to give you complete peace of mind.

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Explore our product range

1st CENTRAL Value

This is our basic product which produces a lower premium for our customers.

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1st CENTRAL Connect

This is our telematics-based car insurance product. The safer you drive, the higher your score — and the better your discount.

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1st CENTRAL Online

This is our standard product where you manage and make changes to your policy via Your Account with no admin fees.

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1st CENTRAL

This is our standard product and includes the likes of Key Assist and Personal Accident Cover.

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1st CENTRAL Legal

This is one of our inclusive packages which includes Legal Expenses Cover.

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1st CENTRAL Plus

This is our standard product with an additional benefit of RAC Breakdown Cover.

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1st CENTRAL Premier

This is one of our most inclusive packages which includes RAC Breakdown Cover and Legal Expenses Cover.

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Join the UK’s best-selling car insurance brand on price comparison websites (July 2022)

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SAVE £50 on every additional car you insure with us

More than one car? We've got you covered. Our multicar insurance will save you £50 on each additional car you or anyone in your household insures with us.

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Additional cover for extra peace of mind

Below are some of the optional extras we offer, so you can tailor your cover to suit your needs.

Our car insurance has been rated 5 Star by Defaqto

Don't just take our word for it

Our customers rate us as ‘Excellent’ on Trustpilot.