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Our customers rate us 4.6 out of 5*

*based on 381 reviews from the past 6 months

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1ST CENTRAL car insurance

What you can expect from our 5-Star cover

  • Free class-A courtesy car when using our approved network for insured repairs
  • Uninsured Driver Promise - if you're hit by an uninsured driver and it's not your fault, you won't lose your No Claims Discount
  • New replacement car if the car is less than 12 months old and you're the first owner
  • 90 days European cover
  • Cover to drive other cars subject to eligibility
  • Up to £1,500 key cover
  • Up to £1,000 cover for in-car entertainment
  • A 5 year warranty and workmanship guarantee on all repairs carried out by our recommended repairers


  • Choose from a range of optional cover extras to tailor your cover to suit your needs from extra Personal Accident Cover to 24-hour Breakdown Assistance
  • Access all of your documents online, 24/7 within hours of buying your policy
  • Make some changes to your policy online including change of car, address and level of cover
  • Support from our friendly UK call centres

read the full Policy Wording


defaqto 5 star car insurance