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Personal Accident Cover 

£30.00 or from £2.80 per month*

What’s included in Personal Accident Cover?

Although it’s not something we like to think about, an accident can happen at any time and can leave you and your family struggling to cope financially. Our Car Insurance Personal Accident Cover provides a pay-out of up to £25,000 per person to give you peace of mind and protect your loved ones in the event of death or certain serious injuries.

If you take out Personal Accident Cover with your car insurance:

  • You are covered up to £25,000 per person for death or certain types of serious injuries involving the insured vehicle
  • Named drivers and passengers are covered to the same level as yourself**
  • You will get the pay-out regardless of who is to blame
  • You can claim £50 per day you spend in hospital, up to 180 days

Common questions

I don’t carry passengers, do I still need this cover?

You still need to consider that you have the right cover for yourself should an accident happen. Plus, on the off chance you do have a passenger in the car; this cover will give you peace of mind that you are both covered up to £25,000 each**.

I think I have this cover elsewhere?

You may have Personal Accident cover elsewhere but if you take out our Personal Accident Cover we will pay the compensation regardless of what other cover you may have, this means for just £2.80 per month* you can extend your cover even further provided your other policies do not prevent you claiming more than once.

Isn’t this cover included in my standard policy?

If you have Fully Comprehensive Cover then as the policyholder you are covered up to £5,000 if you should suffer from certain injuries or death after an accident involving the insured car. Our Personal Accident Cover significantly enhances this cover to £25,000 and covers you and any passengers in your car**. The extra cover will go even further to help pay for things like outstanding debts if you or your passengers are not able to return to work straight away after an accident.

What next?

Taking out Personal Accident Cover

Just select the ‘Personal Accident Cover’ option when you buy your insurance online or tell one of our advisors when you purchase over the phone

Already got a policy with us?

Don’t worry, you can take our Personal Accident cover at any time during the year by calling us on 0333 043 2066. We’ll only charge a proportional cost to include the cover until your renewal.

Read the full Policy Wording

Get a quote

* £2.80 per month rate is based on paying over 10 monthly instalments with a 16.75% service charge and 20% deposit. Representative 41.25% APR.
** Some age limits apply.

Get a Quote


Call us today on 

0333 043 2066

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