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Policy Wording

We'll admit that they don't make for the most exciting read, but it is important that you take a look through these nonetheless. We've tried to make them as straight forward as possible.

The documents are in PDF format so you'll need Adobe Reader to open them.

The visible documents below relate to policies with a start date on or after the 1st November 2017. If your policy started before the 1st November 2017 you can access the relevant documents by clicking 'previous versions' below. 

Motor Insurance

Motor Insurance Policy Wording
About our Insurance Services

Motor Insurance Policy Wording Changes

Policy Wording changes

Optional Extras Policy Wording

Legal Expenses Cover Policy Wording
Personal Accident Cover Policy Wording
Hire Car Cover Policy Wording
Breakdown Cover Policy Wording
Excess Protect Cover Policy Wording

Insurance Product Information Documents

These documents provide a summary of what your policy and optional extras cover and any exclusions that may apply.

Motor Insurance

Comprehensive
Third Party Fire and Theft
1st CENTRAL Plus (with Legal Expenses Cover)
1st CENTRAL Plus (with Breakdown Cover)
1st CENTRAL Premier

Optional Extras

Legal Expenses
Personal Accident
Hire Car
Breakdown (UK Rescue)
Breakdown (UK Rescue, Relay and Homestart)
Breakdown (European Cover)
Excess Protect

Previous Versions

Previous versions of documentation are available here.