What is excess in car insurance?
Understand how car insurance excess works, including compulsory and voluntary excess, and how it affects your premium with 1st Central.
Taking the hassle out of insurance with all the best and latest advice, ideas and stories.
Understand how your annual mileage impacts car insurance and how to estimate it accurately.
Learn what a named driver is, who should be added, and how it could impact your car insurance policy and premiums.
Learn what motor legal protection covers, why it matters, and if it’s worth adding to your car insurance policy.
Find out what an uninsured driver promise is, how it protects you, and what to do if you’re hit by an uninsured motorist.
Whether you’re a two-car couple, a busy family with multiple drivers, or a shared household with different needs, managing car insurance can feel like a juggling act. That’s where 1st Central’s Multicar discount comes in, designed to make life easier and help your household save money.
Learn what a no claims discount is, how it works, and how to protect it.