
What is excess in car insurance?
Understand how car insurance excess works, including compulsory and voluntary excess, and how it affects your premium with 1st Central.
Taking the hassle out of insurance with all the best and latest advice, ideas and stories.
Whether you’re a two-car couple, a busy family with multiple drivers, or a shared household with different needs, managing car insurance can feel like a juggling act. That’s where 1st Central’s Multicar discount comes in, designed to make life easier and help your household save money.
Learn what a no claims discount is, how it works, and how to protect it.
Understand how car insurance excess works, including compulsory and voluntary excess, and how it affects your premium with 1st Central.
Learn what third-party car insurance covers, what it doesn’t, and who it’s for-plus tips on choosing the right policy with 1st Central.
Learn what comprehensive car insurance covers, how it compares to other types, and why it might be the right choice with 1st Central.
British summer can be a bit unpredictable. Whether it’s BBQs, garden parties, day trips or holidays, summer is full of opportunities to relax and enjoy, but it also comes with a few risks.