What is excess in car insurance?
Understand how car insurance excess works, including compulsory and voluntary excess, and how it affects your premium with 1st Central.
1st Central Blog
Taking the hassle out of insurance with all the best and latest advice, ideas and stories.
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Top TipsWhat impact does mileage have on car insurance premiums?
Understand how your annual mileage impacts car insurance and how to estimate it accurately.
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ProductWhat is a named driver?
Learn what a named driver is, who should be added, and how it could impact your car insurance policy and premiums.
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ProductMotor Legal Protection Guide
Learn what motor legal protection covers, why it matters, and if it’s worth adding to your car insurance policy.
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ProductWhat is an uninsured driver promise?
Find out what an uninsured driver promise is, how it protects you, and what to do if you’re hit by an uninsured motorist.
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ProductMore cars, more money to save: How 1st Central’s Multicar discount works
Whether you’re a two-car couple, a busy family with multiple drivers, or a shared household with different needs, managing car insurance can feel like a juggling act. That’s where 1st Central’s Multicar discount comes in, designed to make life easier and help your household save money.
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ProductWhat is no claims discount?
Learn what a no claims discount is, how it works, and how to protect it.
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ProductWhat is excess in car insurance?
Understand how car insurance excess works, including compulsory and voluntary excess, and how it affects your premium with 1st Central.
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ProductWhat is third party insurance?
Learn what third-party car insurance covers, what it doesn’t, and who it’s for-plus tips on choosing the right policy with 1st Central.
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ProductWhat is comprehensive car insurance?
Learn what comprehensive car insurance covers, how it compares to other types, and why it might be the right choice with 1st Central.
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SafetyShould you leave your dog in a hot car?
Summer is here and that means road trips out and about with your dog. But summer also brings high temperatures, which can be fatal to your dog if you’re not careful.
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Top TipsTips for road trips with kids
Part of the fun of going on holiday is the road trip on the way there. But driving with kids can be challenging – endless cries of ‘are we there yet?’ and constant complaints of being bored can take some of the joy out of a journey. Our handy guide tells you everything you need to prep for a road trip and gives you plenty of fun ideas for keeping your kids occupied as well.
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In the newsFuel prices drop to a four-year low
Fuel prices are now at their lowest since 2021, according to RAC Fuel Watch.
