What is excess in car insurance?
Understand how car insurance excess works, including compulsory and voluntary excess, and how it affects your premium with 1st Central.
1st Central Blog
Taking the hassle out of insurance with all the best and latest advice, ideas and stories.
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ProductMore cars, more money to save: How 1st Central’s Multicar discount works
Whether you’re a two-car couple, a busy family with multiple drivers, or a shared household with different needs, managing car insurance can feel like a juggling act. That’s where 1st Central’s Multicar discount comes in, designed to make life easier and help your household save money.
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ProductWhat is no claims discount?
Learn what a no claims discount is, how it works, and how to protect it.
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ProductWhat is excess in car insurance?
Understand how car insurance excess works, including compulsory and voluntary excess, and how it affects your premium with 1st Central.
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ProductWhat is third party insurance?
Learn what third-party car insurance covers, what it doesn’t, and who it’s for-plus tips on choosing the right policy with 1st Central.
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ProductWhat is comprehensive car insurance?
Learn what comprehensive car insurance covers, how it compares to other types, and why it might be the right choice with 1st Central.
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SafetyShould you leave your dog in a hot car?
Summer is here and that means road trips out and about with your dog. But summer also brings high temperatures, which can be fatal to your dog if you’re not careful.
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Top TipsTips for road trips with kids
Part of the fun of going on holiday is the road trip on the way there. But driving with kids can be challenging – endless cries of ‘are we there yet?’ and constant complaints of being bored can take some of the joy out of a journey. Our handy guide tells you everything you need to prep for a road trip and gives you plenty of fun ideas for keeping your kids occupied as well.
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In the newsFuel prices drop to a four-year low
Fuel prices are now at their lowest since 2021, according to RAC Fuel Watch.
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SafetyThe safest place to put your baby in the car
Making sure your baby is safe and secure in the car is vital. The safest place to put your baby is the rear middle seat. Here’s why.
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Safety97% of England’s local road networks ignored in 2023/24
There are 183,054 miles of council-run roads in England, and yet only 3% of them received any kind of maintenance in the 2023/24 financial year.
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Money SavingHow to cut down on your car expenses
Between insurance, repairs, and general upkeep, owning a car can be expensive. However, there are several ways you can cut down on expenses to make things more manageable.
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Top TipsEverything you need to know for long car journeys
The Easter holidays are just around the corner, so it’s the perfect time for a short getaway. If you’re driving to your destination, there’s lots of things you can do to make your journey easier.
