Add Breakdown Cover to your car insurance policy
Add now

RAC Breakdown Cover

If you rely on your car for work, the school run or just day-to-day needs, the last thing you need is a breakdown to upset your routine. We offer multiple levels of RAC Breakdown Cover to help you get back up and running.


Get a quote

Explore our levels of RAC Breakdown Cover 

Roadside

  • Unlimited call outs
  • 24 hour UK roadside assistance (when you're more than a quarter of a mile away from your home) 
  • Transport support for you, your passengers and car to a destination of your choice within 10 miles
  • Cover if your car breaks down within a quarter of a mile of your home
  • Cover outside of the UK

Product information

Roadside & at Home 

  • Unlimited call outs
  • 24 hour UK roadside assistance 
  • Transport support for you, your passengers and car to a destination of your choice within 10 miles
  • Cover if your car breaks down within a quarter of a mile of your home
  • Cover outside of the UK

Product information

Roadside & Recovery 

  • Unlimited call outs
  • 24 hour UK roadside assistance (when you're more than a quarter of a mile away from your home) 
  • Transport support for you, your passengers and car to a destination of your choice
  • Cover if your car breaks down within a quarter of a mile of your home
  • Cover outside of the UK

Product information

Roadside, Recovery, at Home 

  • Unlimited call outs
  • 24 hour UK roadside assistance (when you're more than a quarter of a mile away from your home) 
  • Transport support for you, your passengers and car to a destination of your choice
  • Cover if your car breaks down within a quarter of a mile of your home
  • Cover outside of the UK

Product information

Roadside, Recovery, At Home & European Motoring Assistance

  • Unlimited call outs (UK only)
  • 24 hour roadside assistance (UK)
  • Transport support for you, your passengers and car to any UK destination of your choice (UK)
  • Cover if your car breaks down at Home (UK)
  • Cover in over 50 countries and their offshore islands in continental Europe.

    Product information

Do you already have RAC Breakdown Cover with your policy?

In the event you have broken down, please contact our breakdown partner, RAC:

More information and what’s covered under your policy, can be found in your policy wording, available within Your Account or your confirmation of insurance email.

Start protecting your car today

Get a quote

Additional cover for extra peace of mind

Here's a list of our optional extras that can be added to our products.

RAC Breakdown Cover

We offer various levels of RAC Breakdown Cover to suit your needs and get your car back up and running.

View cover

Personal Accident Cover

We’ll help you financially by providing up to £60,000 per person when an accident results in serious or fatal injury.

View cover

Hire Car Cover

We will give you a hire car for up to 28 days and deliver it to your home address, meaning you can go about your daily life uninterrupted.

View cover

Excess Protect Cover

You’ll get your excess refunded when you make a claim resulting from the likes of fire, theft, vandalism or flood.

View cover

Legal Expenses Cover

If you have an accident and it’s not your fault, we’ll give you up to £100,000 of Legal Expenses Cover to help you recover uninsured losses and costs.

View cover

Read policy documents

Would you like to add RAC Breakdown Cover to your policy?

If you have an existing car insurance policy with 1st Central and would like to add RAC Breakdown Cover, you can take out cover at any time during the year by logging into Your Account. It’s always worth checking that you don’t already have breakdown cover, this can be included with your bank account or when you buy a new vehicle.

Add to existing policy

We're here to help every step of the way

If you’ve got a question about your policy, you might find the answer you’re looking for on our Help & support page.

Visit Help & support

Frequently asked questions

How do I contact the breakdown company?

Our breakdown cover is provided by the RAC, we recommend saving their number so you always have it to hand.

You can contact the RAC on: 

How do I know if I have Breakdown Cover?

You can easily check what cover you have by taking a look at your policy documents. If you don't have them to hand, don't worry, you can find them in Your Account.

Do you offer Breakdown Cover and what's included?

Yes, 1st Central has various levels of Breakdown Cover available.

What's included in the Breakdown Cover?

Features range from 24-hour roadside assistance to European Cover. Compare the different features and costs available within each level.

How can I add Breakdown Cover to my policy?

If you’re a new customer you can take out Breakdown Cover when you purchase a car insurance policy online or over the phone.

Already got a policy with us? No problem, you can add Breakdown Cover by logging into Your Account or by calling us on 0333 043 2085.

If you’re a Plus or Premier customer, check your policy schedule to see what’s included in your policy.

Does your Breakdown Cover me in other cars I drive?
No, this cover is only for the insured vehicle.
How do I make changes to my policy?
Your Account is the place to go to make updates to your policy and if you make a change through Your Account, you'll benefit from paying a reduced admin fee.

You can log in to Your Account here.