Hire Car Cover

Don’t stress over travel arrangements in the event of your car being stolen or written off in an accident. We’ll give you a hire car for up to 28 days and deliver it to your home address, meaning you can go about your daily life uninterrupted.

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Key features of Hire Car Cover

Would you like to add Hire Car Cover to your policy?

If you have an existing car insurance policy with 1ST CENTRAL and would like to add Hire Car Cover, don’t worry, you can take this out at any time during the year.

Add to existing policy

Do you already have Hire Car Cover with your policy?

If you have Hire Car Cover included in your policy and would like to claim, please contact 1ST CENTRAL as soon as is practicable after the date of the insured event – find out more on our Make a claim page.


You’ll need to provide Your 1ST CENTRAL motor policy or claim reference number.


More information and what’s covered under your policy, can be found in your policy wording, available within Your Account or your confirmation of insurance email.


Start protecting your car today

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We're here to help every step of the way

If you’ve got a question about your policy, you might find the answer you’re looking for on our Help & support page.

Frequently asked questions

What is the difference between a courtesy car and Hire Car?

A 1st CENTRAL comprehensive policy includes a courtesy car as standard. A courtesy car will be available to you if your car is being repaired with one of our approved repairers (subject to availability) following a claim.

If your car's a write off (where your car is deemed beyond economical repair following an accident or theft) you won't be supplied with a courtesy car.

Hire Car Cover is available for an additional premium and will cover you if your vehicle is written off or stolen. 

View full details of our Hire  Car Cover.

What are the benefits of 1st CENTRAL's Hire Car Cover?

In the event you have to make a claim on your policy: 

  • We can provide a hire car if your car’s written off in an accident or stolen and not recovered 
  • You’ll have full use of a Class A hire car (e.g. a small hatchback) for up to 28 days  
  • You can save time and money comparing quotes from hire car companies, who could charge you over £300 to hire a small car for two weeks 

View full details of our Hire Car Cover here

I have access to another car so do I need Hire Car Cover?

In the event that your car's written off or stolen (where your car is deemed beyond economical repair following an accident or theft) there might be an occasion where a friend or family member may need to use the other car, during the time it takes to settle your claim. Adding Hire Car Cover would be more convenient for you and a lot less hassle.

View full details of our Hire Car Cover here.

What sort of hire car will I get with Hire Car Cover?

The hire car will generally be a Group A car (e.g. Ford KA or similar)

 View full details of our Hire Car Cover.