1st Central Plus cover
1st Central Plus comes with a 5 Star Defaqto rating and includes all the benefits of our standard policy, plus Breakdown Cover which is provided by the RAC.
This product has been rated 5 Star by Defaqto
Have you heard about our online products?
Did you know that you could get 1st Central Plus cover at a slightly cheaper price? Not only that, but whenever you need to make a change, you can make them online with no admin fees!
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What's included in 1st Central PLUS car insurance?
The following is included as standard when you take out 1st Central Plus Comprehensive cover.
RAC Breakdown Cover
Be covered by one of our various levels of RAC Breakdown Cover to help you get back up and running.
Personal Accident
We’ll pay out up to £7,500 if an accident in your car results in your death, permanent loss of sight or loss of one or more limbs.
Courtesy car
You'll get a free Class-A courtesy car (e.g. a small hatchback), while your car is being repaired by one of our approved garages.
Key Assist
You're covered for up to £1,500 for keys that are lost, stolen or damaged by accidental means - and up to 3 days’ car hire. Claiming won’t affect your No Claims Discount. Find out more about Key Assist.
Also includes
Does not include
Looking for a policy with Legal Expenses Cover included as standard?
The following is included as standard when you take out 1st Central Plus Third Party, Fire & Theft cover.
RAC Breakdown Cover
Be covered by one of our various levels of RAC Breakdown Cover to help you get back up and running.
Key Assist
You're covered for up to £1,500 for keys that are lost, stolen or damaged by accidental means - and up to 3 days’ car hire. Claiming won’t affect your No Claims Discount. Find out more about Key Assist.
Also includes
Does not include
Looking for a policy with more features included as standard?
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Additional cover for extra peace of mind
Here's a list of our optional extras that can be added to our products.
RAC Breakdown Cover
We offer five levels of RAC Breakdown Cover to suit your needs and get your car back up and running.
Personal Accident Cover
We’ll help you financially by providing up to £60,000 per person when an accident results in serious or fatal injury.
Hire Car Cover
We will give you a hire car for up to 28 days and deliver it to your home address if your car is written off or stolen and not recovered, meaning you can go about your daily life uninterrupted.
Excess Protect Cover
You’ll get your excess refunded when you make a claim resulting from the likes of fire, theft, vandalism or flood, regardless of fault.
Legal Expenses Cover
If you have an accident and it’s not your fault, we’ll give you up to £100,000 of Legal Expenses Cover to help you recover uninsured losses and costs.
Protected No Claims Discount
If you need to make a claim, you don’t need to worry about your NCD being impacted, our guaranteed Protected No Claims Discount has you covered.
Don't just take our word for it
Our customers rate us as ‘Excellent’ on Trustpilot.
We're here to help every step of the way
If you’ve got a question about your policy, you might find the answer you’re looking for on our Help and Support page.