Contents Insurance
With 1st Central's Contents Insurance, you don't just get comprehensive protection for your belongings, but also great value, ensuring peace of mind without breaking the bank.
Get a quoteWhat's Contents Insurance?
Contents Insurance provides vital protection for your personal belongings inside your home, covering items such as furniture, electrical equipment, clothing, and valuables against risks like theft, fire, and damage.
It offers peace of mind knowing that if the unexpected occurs, you can rely on your household contents insurance to help repair or replace your belongings, ensuring that you can quickly restore comfort and normality to your life.
Why get Contents Insurance?
Your key to peace of mind and comprehensive protection for your belongings. With coverage up to £75k, including loss and damage protection, you can trust us to safeguard what matters most to you.
Worried about your expensive bike? We've got you covered with bike cover up to £350. Plus, our outbuilding coverage up to £5k ensures that even items stored outside your home are protected.
Protect your contents with 1st Central
Get a quoteWhat does our Contents Insurance cover?
Contents cover
Contents insurance amount covered up to £75,000
Bike cover
Pedal cycles when kept at home, up to the value of £350
Cash cover
Money that's kept at home
Cover for outbuildings
Contents in outbuildings within the boundaries of the property
Fridge and freezers contents
Loss or damage to the contents of fridges and freezers
Loss and damage
Loss or damage to the contents in the home, including electrical equipment and furniture
Mirrors and glass damage
Accidental damage to mirrors or glass
Optional cover
Additional cover is available for valuable items worth more than £1,500 and bikes worth more than £350 as specified items at any time during your insurance cover
Need more coverage than just Contents? Don't worry, we offer Buildings and Contents Insurance too, so if you don't just need cover for the belongings inside your home, this could be the right product for you. Check out our Buildings and Contents Insurance.
What isn't covered with Contents Insurance?
Contents Insurance has its limits, with the below features not included. However, you can purchase our Personal Possessions extra cover to enhance your coverage.
For full information on what isn't covered in our Contents Insurance, check out our Policy Wording.
Start protecting your contents
Get a quoteAdditional cover for extra peace of mind
At 1st Central we know your home is more important than ever, that's why you can choose from a number of optional extras so you can tailor your home insurance to suit your needs. Our Home Insurance add-ons give extra peace of mind, and provide additional support when the unexpected happens, ensuring you can get on with your day.
Full Accidental Damage Cover
We offer Full Accidental Damage Cover to give your home an additional layer of protection, assisting with any unforeseen damage that may occur.
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Home Legal Protection Cover
We’ll provide you with up to £100,000 cover for legal costs for employment disputes, personal injury claims, property disputes, contract disputes and clinical negligence.
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Personal Possessions Cover
If you need to make a claim for lost or damaged personal belongings, opting for personal possession coverage as an optional extra ensures you'll receive up to £5,000 in coverage.
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Don't just take our word for it
We're here to help every step of the way
If you’ve got a question about your policy, you might find the answer you’re looking for on our Help and Support page.