Unlock big savings on your car insurance
Sometimes you get more than you bargained for, and with our Colleague, Friends and Family discount, you'll be amazed at how much you can save
What you'll get...
Our exclusive Colleague, Friends and Family discount offers you:
And, here's the best part – these fantastic benefits are automatically applied at renewal. No more searching for better deals; we've got you covered!
How our Colleague, Friends and Family offer works
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Head to get a quote button, select whether you're an employee or friend or family and enter your 'Colleague code'
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Pop all your details in and wait for your savings to be unlocked
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Enjoy a £100 saving on your insurance premium, PLUS save on all your extras too!
Start protecting your car today
Why choose 1st Central?
Competitive on price
We’ve got smart people working hard in our Pricing team to make sure you’re getting the best price possible for your car insurance.
View your policy 24/7
Log in to Your Account to review your information and documents with ease – anytime, anywhere.
24/7 claims service
Whether you prefer to speak to us on the phone or would rather do it online, we're here to help if you need to make a claim on your car insurance.
Rated 'Excellent' on Trustpilot
We regularly ask our customers to leave us honest reviews, telling us what they think about our service, which helps us to continually improve.
Easy payments
Whether it's a question about your policy or monthly payments, you can manage and view your payments in Your Account.
Free European Cover
Our cover includes 90 days of travel within the EU, which can be extended for longer periods of time.
Additional cover for extra peace of mind
Here's a list of our optional extras that can be added to our products, and even better, as a Colleague, Friend or Family, you'll get these at a discounted price.
RAC Breakdown Cover
We offer various levels of RAC Breakdown Cover to suit your needs and get your car back up and running.
Personal Accident Cover
We’ll help you financially by providing up to £60,000 per person when an accident results in serious or fatal injury.
Hire Car Cover
We will give you a hire car for up to 28 days and deliver it to your home address, meaning you can go about your daily life uninterrupted.
Excess Protect Cover
You’ll get your excess refunded when you make a claim resulting from the likes of fire, theft, vandalism or flood.
Legal Expenses Cover
If you have an accident and it’s not your fault, we’ll give you up to £100,000 of Legal Expenses Cover to help you recover uninsured losses and costs.
Protected No Claims Discount
If you need to make a claim, you don’t need to worry about your NCD being impacted, our guaranteed Protected No Claims Discount has you covered.
Terms and conditions
- All new quotations are subject to the current underwriting terms and acceptance criteria, and are only available in the UK and Northern Ireland
- Each colleague is entitled to a maximum of 6 policies in force at any one time
- This offer is only available on direct online purchases, by generating a quote from this webpage after a valid First Central colleague ID number has been entered
- The £100 discount and 0% interest is included in the final quoted price shown, is not a cashback and cannot be used in conjunction with any other offer
- The discounted optional extras will be displayed during the quote process and are subject to change
- The offer will be applied at renewal if the colleague still works at First Central
- The colleague must complete their probation period before the offer is made available; may work full-time or part-time; and be employed by First Central Group, First Central Services UK, First Central Services Guernsey, Skyfire Insurance or First Central Insurance Management. The scheme does not apply to contractors, unless receiving the discount as a friend or family member