Hyundai car insurance Car Insurance for your Hyundai
Hyundai focuses on producing reliable, well-priced and accessible cars - from the compact Hyundai i10, to the sleek Hyundai i20, or the roomy Hyundai Tucson. So whether you’re buying a Hyundai as your first car or need a versatile family hatchback, 1st Central can help insure it.
Popular Hyundai Models We Cover
Insurance for your Hyundai i10:
The Hyundai i10 is a compact city car designed to make everyday driving simple. With small 1.0–1.2L engines and an easy-to-park shape, it’s a strong choice for city drivers and first-time car owners who want low running costs and straightforward cover. Its light build and efficient engines often keep repair and fuel costs manageable.
Factors to consider ahead of getting a Hyundai i10 insurance quote:
Engine size: smaller engines usually fall into lower insurance groups.
Driver age: young or new drivers may benefit from telematics-based cover.
Usage type: low mileage and mainly urban trips can reduce premiums.
Insurance for your Hyundai i20:
The Hyundai i20 is a practical small hatchback with modern features and 1.2–1.4L engine options. It offers more space than the i10 while remaining compact enough for easy urban driving. It’s popular with young professionals and small families who want an affordable, reliable everyday car.
Factors to consider ahead of getting a Hyundai i20 insurance quote:
Engine size: larger engine variants may sit in higher insurance groups.
Driver age: less experienced drivers may see increased premiums.
Usage type: regular commuting or longer annual mileage can raise costs.
Insurance for your Hyundai Tucson:
The Hyundai Tucson is a compact SUV designed for drivers who want more space, comfort and safety features. With engines ranging from 1.6L to 2.0L, it suits families and commuters needing room for passengers and luggage. Its higher driving position and advanced tech can support confident driving, though larger engines may influence insurance pricing.
Factors to consider ahead of getting an insurance quote for your Hyundai Tucson:
Engine size: more powerful engines generally increase premiums.
Driver age: younger drivers may face higher costs for larger vehicles.
Usage type: daily commuting or long journeys can impact the overall price.
Insurance for your Hyundai Kona:
The Hyundai Kona combines compact SUV practicality with a stylish design and modern tech. With 1.0–1.6L petrol engines and efficient options across the range, it’s appealing to urban drivers who want something fun and functional. It’s also a common choice for younger drivers thanks to its size and affordability.
Factors to consider ahead of getting a Hyundai Kona insurance quote:
Engine size: turbocharged or higher-powered variants may cost more to insure.
Driver age: younger motorists can often manage costs with telematics cover.
Usage type: mixed city and motorway driving can shape your premium.
Insurance for your Hyundai i30:
The Hyundai i30 is a versatile hatchback or estate with 1.4–1.6L engines. It’s known for its practicality, strong fuel economy and dependable driving experience. Families, commuters and young professionals often choose the i30 for its balance of comfort and affordability.
Factors to consider ahead of getting an insurance quote for your Hyundai i30:
Engine size: higher-powered engines tend to fall into costlier insurance bands.
Driver age: experienced drivers may benefit from lower premiums.
Usage type: frequent commuting or longer mileage can increase costs.
Need cover for another Hyundai model?
Ready to protect your Hyundai? Getting covered is simple: just hit the button, enter a few details, and we’ll provide a tailored quote.
What affects car insurance premiums for your Hyundai?
Several factors influence how much you’ll pay to insure your Hyundai. Understanding them can help you make smart choices and potentially save money*.
*These are only a few of the things that can influence the cost of your insurance quote.
Vehicle model and specifications
Insurers look at the car’s make, model, engine size, age and value.
Driver age and experience
Younger or newly qualified drivers are statistically more likely to claim, which often leads to higher premiums.
No Claims Discount and past claims
Building your No Claims Discount over time reduces your premium, while past claims or convictions can increase it.
Location and mileage
Where you live and park your car affects risk. Similarly, the more miles you drive each year, the greater the risk of an accident.
Safety and security features
Cars equipped with immobilisers, alarms and advanced driver-assistance systems are harder to steal and may attract lower premiums.
Parking location
Off-street parking or a secure garage can reduce premiums because it lowers theft risk.
Telematics and driving behaviour
Choosing a telematics policy allows us to monitor your driving through a smartphone app and sensor; safer driving can earn you a lower renewal price.
Create car insurance that works for your Hyundai.
Check out our optional extras, so you can tailor your cover to suit your needs.
Breakdown Cover
What our customers think
Join our satisfied customers.
Ease. It's central.
“It was a very easy transition from previous insurer. The online service was straight forward too and I got covered without having to speak to anyone. The range of cover was excellent, so that’s why I chose 1st Central”.
Real people. It's central.
“I’ve been with First Central for 2 years and their customer service has been really good anytime that I’ve had to contact them. I love how I get to talk to a real person when I need to. They are supportive and provide great advice”.
Fair price. It's central.
“Their pricing is fair and the customer experience reminds me of a time when service really mattered. They're a refreshing touch in this modern age”.
Understanding. It's central.
“I passed my driving test in 2020, and my first insurer kept putting my price up. 1st Central were very understating of my situation as a first-time driver and will contact me if they see if I am struggling with payment…I think that is very considerate, and I really appreciate the support”.
Excellent service. It's central.
“The price for my cover is very reasonable for the level of cover I receive, and the customer service is excellent. Anytime I’ve had a to call the response times have been great and the advisor was very helpful”.
Support. It's central.
“I’ve only ever had insurance with 1st Central. The price has been reasonable, and I’ve also been given the support I needed throughout my time of being a customer, so I’ve never felt the need to move”.
Frequently Asked Questions
Does my car insurance cover me to drive other cars?
If you are aged 25 or over, then in a majority of cases we will cover you to drive other cars, although there are some exceptions to this rule, for example some occupations won't be covered.
Please don't assume that you are covered without first checking your Certificate of Motor Insurance. When you buy a policy with us, we will email this to you and can also be accessed within Your Account. If your policy includes cover for driving other cars it will be shown under section 5 of your Certificate of Motor Insurance and will mean 1ST CENTRAL will provide Third Party only cover for any accident involving the car, while you're driving it. This covers any amounts you are legally liable to pay if someone else is injured or killed or their property is damaged, but not any damage to the car you're driving.
When you're getting a quote, we'll tell you before you buy whether driving other cars is included.
The following conditions must be met for this cover to apply:
- You must obtain prior permission from the owner of the car
- You are still in possession of your own car, it is still insured and it has neither been damaged beyond economical repair nor stolen
- The other car is not owned by you and is insured by another insurance policy to drive on the public highway (and is not a rental car, or hired to you under a hire purchase or leasing agreement)
- You are not named as a driver of the other car on any Certificate of Motor Insurance
- You are not using this cover to remove the car in the event it has been seized by, or on behalf of, any government or public authority
What car insurance payment options do you offer?
If you're 18 or over, you have the option of paying in full or in instalments, subject to a creditworthiness assessment. It's more expensive to pay for your policy by monthly instalments instead of paying in full, because you're charged interest on a loan.
However, if you're 17 you'll need to pay in full as car finance is not an option for 17-year-olds, as you're not allowed to sign a credit agreement until the age of 18.
If you decide to pay by instalments, we offer two options: a direct debit from your bank or monthly recurring card payments from a debit or credit card.
When you purchase a policy for the first time and decide to pay monthly, you'll be required to pay a deposit on the day you purchase, in addition to your monthly instalments.
We accept the following cards:
Visa, Visa Electron, Mastercard, Maestro
Do you insure learner drivers?
Yes, we do.
We try to be competitive in the young and learner driver market and will insure learner drivers subject to normal underwriting rules.
Does my car insurance cover me to drive my car abroad?
Your 1st Central policy includes up to a maximum of 90 days’ free cover per policy year whilst driving the insured vehicle in:
- any country which is a member of the European Union; and
- any country which the Commission of the Economic Community approves as meeting the requirements of Article 8(1) of the EC Directive 2009/103/EC, or as amended.
Countries include:
Andorra, Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Lithuania, Luxemburg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Serbia, Slovakia, Slovenia, Spain, Sweden and Switzerland (including Liechtenstein).
Currently you have the same level of cover you receive in the UK for 90 days whilst driving in Europe, and cover isn’t limited to one trip only. After the 90 days, if you’re still driving abroad, you’ll automatically have the minimum legal cover required for that country (usually third party only).
If you’ve already used your period of cover for this year or wish to extend your cover beyond your standard allowance, this will be subject to our underwriting criteria and you may need to pay an additional premium.
You need to let us know if you’re planning to take your car abroad, no matter how many days you plan to go away for.
You can view your Insurance Document Wording on our website here.