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Features
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Accidental damage
Comprehensive
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We’ll replace or repair your car, spare parts or accessories if they are lost, stolen or damaged.
You’ll get a new car replacement where your car is less than 12 months old and you’re the first and only registered keeper, if the insurers deem the car a total loss. |
Fire & Theft
Comprehensive
TPFT
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We’ll replace or repair your car, spare parts or accessories if they are lost or damaged due to fire, lightning, explosion, theft or attempted theft.
You’ll get a new car replacement where your car is less than 12 months old and you’re the first and only registered keeper, if the vehicle is stolen and not recovered. |
Windscreen
Comprehensive
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We'll replace or repair a damaged windscreen or window (including scratched paintwork caused by broken glass) and this will not affect your No Claims Discount. |
Liability to others
Comprehensive
TPFT
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You will be covered for amounts you are legally liable to pay if someone else is injured or killed, or if their property is damaged as a result of an accident in your car, to the following limits:
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Death or injury: Unlimited
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Property damage: up to £20,000,000
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Legal fees and expenses (with insurer written permission): up to £5,000,000
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No Claims Discount
Comprehensive
TPFT
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For every year of claim free driving you will accrue No Claims Discount. |
Driving abroad
Comprehensive
TPFT
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Your cover extends to 21 days of driving in any EU country, Croatia, Iceland, Norway, Switzerland, Liechenstein and Andorra. |
Personal accident
Comprehensive
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We will pay out up to £5000 if an accident in your car results in your death, permanent loss of sight or loss of one or more limbs. |
Personal belongings
Comprehensive
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You're covered for up to £250 worth of personal belongings in or on your car for loss or damage caused by accident, fire or theft. |
Medical expenses
Comprehensive
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You're covered for up to £100 of medical expenses for each person injured in your car if it is involved in an accident. |
Courtesy car
Comprehensive
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You'll get a free Class A courtesy car (e.g. a small hatchback), while your car is being repaired by one of our approved garages. |
Key Assist
Comprehensive
TPFT
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You're covered for up to £1500 for replacement locks, keys and locksmith charges - and up to 3 days car hire. Claiming will not affect your No Claims Discount. |